Calculators

Cyprus property calculators: transfer fees, stamp duty, VAT, capital gains, rental income and mortgage payments.

Property transfer fees

Land Registry transfer fees on a Cyprus purchase, including the 50% reduction when VAT is not charged and the exemption when it is.

Open calculator

Stamp duty on a purchase contract

Stamp duty is €0 on a contract signed from 1 January 2026. The old scale still applies if a party signed by 31 December 2025.

Open calculator

VAT on a new property

Standard VAT is 19%. The 5% rate covers only part of a qualifying primary residence, within the area and value limits.

Open calculator

Capital gains tax

A 20% tax on the inflation-adjusted gain, with the lifetime exemptions in the Capital Gains Tax Law as amended for 2026.

Open calculator

Rental yield and income tax

Gross yield, the 20% statutory deduction, 2026 income-tax bands and GHS. Defence contribution on rent is nil in 2026.

Open calculator

Mortgage payment

Monthly payment on a euro loan at a fixed rate. The rate is the one your bank offers. This page does not publish a market rate.

Open calculator